1. STRAIGHT TALK AND HONEST ANSWERS
We are professionals and we make our living helping real people buy and refinance homes. Please reach out to
us because it is free to talk!!!
WE ARE LOAN SPECIALISTS
Welcome to Simple Loan 360. We are a direct Lender and broker licensed to originate mortgage loans and military veteran loans in California, Washington, and Florida. Since 2001, we been on a mission to help ordinary people, veterans and active duty buy homes and obtain financing. Our promise to you is to get you an APPROVAL, not a Pre-Approval, in 24-48 hours with the remaining conditions needed to close the loan, so that you can get your offer accepted the first time!!!
Our Services
We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
- CONVENTIONAL LOANS
- Up to 97% financing
Min 620 fico score
- FHA LOANS
- 96.5% loans available
CALHFA 99.5% loans available
560 min fico
- VA LOANS
- 100% financing with no closing cost options available
VA Renovation Purchase loans ($35,000 towards home repair)
500 min fico score
- BANK STATEMENT LOANS / FOREIGN NATIONAL LOANS
- 6-12 months bank statement programs
25% down to 1 Million
90% Interest Only with no PMI
Why Choose Us?
Stop Fighting to get your Purchase offer accepted!
Testimonials
“I just had a short sale and moved from Virginia to San Diego, He was able to get me a new home purchase within 3 months of my short sale using my VA loan. Unreal, I couldn’t believe it! HE IS THE BEST IN THE BUSINESS! All the people I talked to told me to miss payments on my short sale and he was the only one that told me to keep making the payments and it really paid off. Big Time!!!”
“I can not thank David enough for how helpful he was with my home refinance loan. He always promptly returned my calls and was able to answer all questions I had and provide me with the best loan for my circumstances. His effort and diligence helped make this process stress-free and I would recommend anyone I know to work with him on any loan process.”
“David helped us both with our original loan and a subsequent refinance, and we were extremely happy with the rates, service, timing, knowledge — basically everything about our transactions. We’ve worked with many lenders/brokers etc. in the past as we do a fair amount of real estate investing, and David Stein is a league above all of them in every respect.”
Get Started
Call to schedule a meeting 8583379744 | Apply online!
David Stein, VA Home Loan Specialist and Direct Lender
NMLS #343820DRE #01864975
Cell/Office:858-337-9744
Fax:888-453-0458
Proud Supporter of The
